What is the best affordable mountain bike? We all know that mountain bikes can be pretty expensive. For this reason, finding a budget-friendly yet durable model can be a real challenge. But it is challenging, but getting an affordable mountain bike is not impossible.
One of the best affordable mountain bikes money can buy today is the Schwinn Bonafide. It features a high-quality, durable aluminum frame, a robust suspension fork, and wide tires. This way, you can always drive comfortably, even on bumpy terrains.
What Is the Best Affordable Mountain Bike?
1. Schwinn Bonafide Men’s Mountain Bike – Best Overall
Quality: 5
Performance: 5
Reasons To Buy:
- Features a durable and high-quality aluminum frame
- Powerful suspension fork
- The wide tires offer a smooth ride on every trail
I highly recommend checking out what others are saying about the Bonafide. Read and reviews and check current prices on Amazon with this shortcut link π Schwinn Bonafide Men’s Mountain Bike
Reasons To Avoid:
- The seat is a little uncomfortable
Its Best Features
One of the best things about the Schwinn Bonafide Mountain bike is its powerful suspension fork. With this feature, cyclists will not feel many bumps when driving on a terrain filled with obstacles. Meaning you will be able to enjoy smooth rides regardless of the trail condition.


This mountain bike also boasts 24 speeds. For this reason, you will ensure that you have the right gear for any riding condition. The Shimano EZ Fire trigger shifters make changing gears smooth and quick.
Moreover, this mountain bike has double-walled alloy rims. These rims provide the 2.25-inch wheels with strength. It also allows the bike to withstand abuse, such as sudden bumps and drops.
In terms of speed, the Schwinn Bonafide does not disappoint. Since the entire bike is durable, you can go all out with speed without worrying about possible damage. The Schwinn Bonafide Men’s Mountain Bike is the best affordable mountain bike on the market today. (source)
DIY MTB Pro Tip: I’ve got a couple articles to help learn a little bit more about Schwinn bikes. (Seriously I Own Two Schwinns) Check out π Is Schwinn Still a Good Bike? and Which Brand is Better Mongoose or Schwinn
2. Ancheer Electric Bike Electric Mountain Bike – Best Electric Mountain Bike
Quality: 4.5
Performance: 4.5
Reasons To Buy:
- Easy to ride
- Features 21 speeds for different trail conditions
- It can reach a speed of 20mph
If the Ancheer looks like it will be your “New Bike Day”, I spend a couple minutes reading the reviews and checking availability on Amazon. Here’s a shortcut link π Ancheer Electric Bike Electric Mountain Bike
Reasons To Avoid:
- A little heavy for a mountain bike
- Requires charging between uses
Its Best Features
Electric mountain bikes are becoming more and more powerful today. You do not have to spend so much just to get a good electric mountain bike.
The Ancheer Electric Mountain bike can provide cyclists with some incredible speeds. It features 21-speed gear shifters that allow you to reach your destination in no time. The bike’s frame is lightweight, although some other components add to the overall heaviness of the bike.


Since the Ancheer Mountain Bike is an electric bike, you can go all out with pedaling or go on an assisted bicycle mode once you feel tired. This bike can reach a speed of 20 miles per hour. If you are on an assisted bicycle mode, a single full charge of this mountain bike can get you through 22 to 40-mile long terrain.
The front suspension fork, combined with the bike’s powerful motor, provides cyclists with a lot of pedal-assistance, especially on uphill climbs.
Moreover, this electric mountain bike is durable and rugged so that you can use it on the road and on technical trails. (source)
3. Mongoose Juneau 26-Inch Fat Tire Bike – Best Fat Tire Mountain Bike
Quality: 4.5
Performance: 4.5
Reasons To Buy:
- Features a lightweight aluminum frame
- The 3-inch tires provide fat tire bikers with enough support
- The brakes and gears work well on snow and sand
I highly recommend checking out what others are saying about the Juneau. Read and reviews and check current prices on Amazon with this shortcut link π Mongoose Juneau 26-Inch Fat Tire Bike
Reasons To Avoid:
- Not ideal for aggressive biking
Its Best Features
The Mongoose Juneau Fat Tire Bike is an ideal choice for beginner bikers. The reason is that it provides enough grip on snow and sand, thus reducing the chances of a fall. This mountain bike has a 16-speed Shimano gear system equipped with trigger shifters, which makes the bike easy to maneuver.
Another thing that makes this fat bike easy to use is its 3-inch tires. The width of these tires allows the Mongoose Juneau to have an excellent grip and stability on snow and sand. This bike is also lightweight, thanks to its durable aluminum frame.
The wheels also have alloy rims that provide more support on every ride while making pedaling easy. This way, you can ensure that you will remain stable no matter how stiff a trail is or how slippery the snow on the terrain is.
In addition, this fat tire bike boasts 21 speeds that make it perfect for off-road biking. If you need a sudden halt, the Mongoose Juneau’s front and rear disc brakes will let you do that. (source)
4. Schwinn High Timber – Best for Beginners
Quality: 4.5
Performance: 4.5
Reasons To Buy:
- Budget-friendly
- Lightweight and has a minimal design
- Provides 21 easy-to-shift speeds
If the High Timber looks like it will be your “New Bike Day”, I spend a couple minutes reading the reviews and checking availability on Amazon. Here’s a shortcut link π Schwinn High Timber
Reasons To Avoid:
- The assembly process can be a challenge
Its Best Features
The Schwinn High Timber is the best affordable mountain bike because of its durable alloy and steel frame. This frame makes the bike lighter than most steel bikes. The frame type also allows the Schwinn High Timber to last for an extended period regardless of the amount of abuse it receives on trails.
This mountain bike has 21 speeds, and you can quickly shift from one speed to another, thanks to the Shimano twist shifters and rear derailleur. These components and the all-terrain tires equipped with alloy rims help this mountain bike handle any incline and surface. The wheel and tire combination is also impressive, providing cyclists with excellent performance.
The Schwinn High Timber offers astounding performance more than just speed. You can ride it on technical trails, such as gravel tracks, without losing stability. The bike provides fantastic traction, so you can ensure that you will remain upright even when climbing a steep hill.
Moreover, this mountain bike comes with quick-release seat posts for easy adjustment.
This bike’s braking system also gives cyclists impressive control when they need to stop or reduce their speed. (source)

5. Eurobike G4 26-Inch Mountain Bike – Best for Weight
Quality: 4.5
Performance: 4
Reasons To Buy:
- Easy to store and not space-consuming
- Affordable
- Features sensitive dual disc brakes
I highly recommend checking out what others are saying about the Bonafide. Read and reviews and check current prices on Amazon with this shortcut link π Schwinn Bonafide Men’s Mountain Bike
Reasons To Avoid:
- Not ideal for terrains that are too technical
Its Best Features
The thing about some mountain bikes is that they are a little tricky to store due to their size. But with the Eurobike G4, storage will not be a problem. It is foldable, so it will not consume a lot of space in your garage.
The Eurobike G4 features a lightweight and durable steel frame so you can ride it on trails comfortably. Steel frames can handle abuse and shock well, making your bike last for years with minor maintenance. The frame also folds in half along the crossbar, yet the folding point remains durable. For this reason, you do not have to worry about the folding point acquiring damage from constant closing and opening.
Moreover, this folding mountain bike has the 21-speed Shimano gearing and an EF-500 3 x 7-speed shifter mounted on the handlebar. These gears are responsive, providing this bike with excellent adaptability to different terrain conditions. Shifting from one gear to another is also easy to do.
In terms of stopping power, the Eurobike G4 has dual disc brakes that work impressively on sudden stops. The Eurobike G4 mountain bike is the best affordable mountain bike on the market. (source)
6. Max4out Fat Tire Mountain Bike – Best for Challenging Terrains
Quality: 4
Performance: 4
Reasons To Buy:
- It works perfectly for trails, sand, and snow
- Features fat and durable wheels
- Lightweight for better control
If the Max4out Fat Tire looks like it will be your “New Bike Day”, I spend a couple minutes reading the reviews and checking availability on Amazon. Here’s a shortcut link π Max4out Fat Tire Mountain Bike
Reasons To Avoid:
- Features some plastic hardware
- Some components need an upgrade
Its Best Features
Sand and snow can be too slippery for a standard mountain bike. In this case, you need a bike that works specifically for such trail conditions. For that, Max4out is among the best choices.
The Max4out Fat Tire Mountain bike features 26-inch wide tires supported by light-alloy rims that provide cyclists with excellent grip and traction. There are also dual disc brakes that help the wheels provide control to riders.
This mountain bike also has a solid high-steel carbon frame reinforced with welds. For this reason, the bike can withstand the riding demands of fat tire bikers. This frame type is highly durable, so it will not easily acquire damage due to a fall or sudden downhill ride on a bumpy hill.
Also, this bike boasts 21 speeds that combine with the Shimano rear derailleur. This way, cyclists can shift from one gear to another with ease.
With all the features combined, the Max4out Fat Tire Mountain Bike can meet the needs and demands of cyclists, making it the best affordable mountain bike. You can also use it on regular roads, apart from off-road and snowy trails. (source)
7. Mongoose Impasse Men’s Mountain Bike – Best for Smooth Ride
Quality: 4.5
Performance: 4.5
Reasons To Buy:
- Affordable, considering its components and features
- Works fantastically in absorbing shock
- Shifting from one gear to another is extremely easy
- Features a sturdy frame
I highly recommend checking out what others are saying about the Mongoose Impasse. Read and reviews and check current prices on Amazon with this shortcut link π Mongoose Impasse Men’s Mountain Bike
Reasons To Avoid:
- It does not feature the latest disc-brake technology like other mountain bikes
Its Best Features
The Mongoose Impasse Mountain Bike boasts a sturdy aluminum frame that helps it handle technical trails. Mongoose is one of the most trusted mountain bike brands today, so you can ensure that the Impasse is the best affordable mountain bike.
The aluminum frame makes this bike lighter than steel frame bikes. The structure and the bike’s suspension fork absorb shock and vibration. As a result, cyclists are less likely to feel fatigued after the ride.


It has 29-inch wheels that provide stability and traction. The wheels’ width also allows bikers to maintain their momentum regardless of how fast or slow they are going. These wheels also grip perfectly on rough and easy trails. This way, you can ensure that you will remain upright even when the terrain has many bumps.
Another excellent component of the Mongoose Impasse is the 21-speed Shimano front and rear derailleurs, allowing cyclists to achieve the kind of ride they want. The saddle is also comfortable to sit on. For this reason, you will not feel back pain even after hours of biking. (source)
DIY MTB Pro Tip: I’ve written a bunch about Mongoose MTBs. My YouTube channel DIY Mountain Bike got it’s start keeping my daughters Mongoose going. Want to learn more about the brand? Read π The Best Mongoose Mountain Bikes You Need to Try and How to Identify Mongoose Bikes
8. Schwinn Mesa Adult Mountain Bike – Best for Trail Touring
Quality: 4.5
Performance: 4
Reasons To Buy:
- Features a durable aluminum frame
- The braking system provides fantastic stopping power
- Shifting from one gear to another remains precise even at high speeds
If the Schwinn Mesa looks like it will be your “New Bike Day”, I spend a couple minutes reading the reviews and checking availability on Amazon. Here’s a shortcut link π Schwinn Mesa Adult Mountain Bike
Reasons To Avoid:
- The pedals wear out with regular use as it consists of a plastic material
- The saddle is a bit uncomfortable
Its Best Features
The Schwinn Mesa Adult Mountain bike may not be ideal for jumps and drops, but it works impressively for trail touring. It boasts an all-aluminum frame that withstands long rides with ease. The frame is also durable and lightweight, making the Schwinn Mesa easy to maneuver. It is also more affordable than mountain bikes with carbon frames yet can last for years with proper care.
Thanks to the 21-speed drivetrain paired with the Shimano EZ FIRE shifters, you will never go slow with this mountain bike. With these components, cyclists can achieve precise and smooth gear shifts. The 21-speed drivetrain also allows cyclists to provide enough power to their ride.
In terms of the tires, the Schwinn Mesa boasts 26-inch Kenda tires, which are more comprehensive and sturdier than regular bike tires. They are also powerful enough to grip the trail during an ascent. And while the tires are heavier than most, they are also more durable, so they have a relatively long lifespan.
This mountain bike also has aluminum mechanical disc brakes. Such brakes are reliable and give cyclists precision braking regardless of speed before stopping. (source)

9. Hiland Mountain Bike for Woman – Best for Short Rides
Quality: 4
Performance: 4
Reasons To Buy:
- Features a powerful disc brake
- Inexpensive
- The components are easy to assemble
I highly recommend checking out what others are saying about the Hiland for Woman. Read and reviews and check current prices on Amazon with this shortcut link π Hiland Mountain Bike for Woman
Reasons To Avoid:
- Not ideal for everyday mountain biking
Its Best Features
This mountain bike features an ultra-lightweight aluminum frame that makes trail riding safe and comfortable. The frame has a lower standover height than other mountain bikes in this review, making it ideal for short riders. With the frame’s size, cyclists can quickly straddle the bike without any problem.
Hiland Mountain Bike’s tires measure 26 inches high, making it suitable for riders with a height range of 5’1″ to 5’6″. These tires are non-slip and explosion-proof. For this reason, you can ensure that the tires will not acquire damage as you take on a bumpy trail.
The tires can also grip the trail excellently, making you less likely to fall on slippery terrain.
Moreover, the Hiland Mountain Bike has a 21-speed drivetrain that enables quick gear shifting. This way, you will have more control over climbs, descends, and sudden curves. There are also dual mechanical disc brakes that offer a high stopping power regardless of your speed before halting. (source)
10. Dynacraft Magna Echo Ridge 24″ Mountain Bike – Best for Teens
Quality: 4.5
Performance: 4.5
Reasons To Buy:
- Inexpensive yet sturdy
- Suitable for beginner bikers
- Lightweight and easy to maneuver
If the Echo Ridge looks like it will be your “New Bike Day”, I spend a couple minutes reading the reviews and checking availability on Amazon. Here’s a shortcut link π Dynacraft Magna Echo Ridge 24″ Mountain Bike
Reasons To Avoid:
- The built-in water bottle holder is unnecessary
Its Best Features
The Dynacraft Magna boasts a steel frame that makes it durable and long-lasting. Such a type of frame is more durable than aluminum, so you can ensure that the Echo Ridge will last a long time.
This mountain bike has 24-inch tires, so teens and beginners can easily reach the saddle and position comfortably. There are also 18 speeds you can easily navigate using the Shimano rear derailleur. This way, conquering a technical trail will not be a challenge.
Beginner mountain bikers will also remain safe, thanks to Echo Ridge’s precise and sensitive braking system. It features linear-pull V-brakes, which are easy to adjust and maintain.
Looking for a V-brake replacement is also not a problem. Besides the fact that the brake pads will last a long time, spare parts are easy to find and install. (source)
How To Find a Good Yet Affordable Mountain Bike?
Finding a good yet affordable mountain bike can be difficult. You may head to your phone’s browser and search, “what is the best affordable mountain bike?” However, the internet will come up with many choices and checking them one by one is nearly impossible.
So, we came up with this article to help you with your purchasing journey. We listed the things you need to note when looking for a high-quality yet affordable mountain bike.
DIY MTB Pro Tip: Hannah Finchamp put together an awesome article on π How to Select Your First MTB
1. Identify Your Definition Of “Affordable”
It is common knowledge that mountain bike prices can be high. However, how do you define “affordable?” Depending on the budget you want to set when buying a mountain bike, you can even consider an $850 mountain bike cheap.
For this reason, you need to set a budget limit when purchasing a mountain bike. This way, you can narrow down your choices to the ones that fit the budget you set.
But regardless of how much your budget is, never choose a mountain bike just because it looks good.
2. Stay Away from Overhyped Mountain Bikes
From time to time, there are mountain bikes that become viral on the internet, which may prompt you to deem them high-quality. However, just because a product is top-rated does not mean it is already good.
True enough, popular bikes can be catchy. However, you can never be sure about their quality unless you try them yourself. But if an exciting mountain bike indeed packs fantastic features, then it is something worth buying.
3. Find The Proper Bike Measurements
Now that you have a budget and know which bikes to avoid, the next thing you need to identify is the correct mountain bike measurements.
Bike companies are now labeling their mountain bikes “small,” “medium,” and “large.” However, you should not rely on these measurements alone. Instead, it would be best if you were looking for a bike with sizes that fit your height.
Check your chosen bike’s reach and stack measurements. This way, you can ensure that you can sit on the bike saddle comfortably while reaching the handlebars with ease.
4. Choose Your Mountain Bike’s Wheel Size
Two of the usual mountain bike wheel choices for mountain bikers are either 27.5 inches or 29 inches. But there are two things that you need to remember when choosing a mountain bike wheel size. If you are a hardcore mountain biker, you will benefit more from bigger hoops. Mountain bikes with big wheels will allow you to take on long trails.
On the other hand, smaller wheels are ideal for people who only prefer trail touring or mountain biking for short hours. (source)
DIY MTB Pro Tip: A couple little things can really make your MTB last. Check out this article π DIY Mountain Bike Maintenance Schedule
Proper Mountain Bike Maintenance Before Every Ride
Now that you have an affordable yet high-quality mountain bike, proper maintenance is the next essential thing to do apart from mountain biking.
1. Check Tire Pressure Before Every Ride

Before going out on an adventure, you must ensure that your tires have enough pressure. You can use a digital gauge to measure your tire’s pressure.
Not checking your tire pressure before riding your mountain bike can result in a flat tire, which can be a real dilemma. Imagine having to change tires just when you are in the middle of enjoying a trail.
So, while checking your tire pressure, it is also ideal to check them for damage and wear. This way, you can ensure that you will finish a trail without having to pump pressure into your tire or replace them due to injury.
Years ago I took a survey of what pressure folks were running in their tires. Read the results in π What Tire Pressure is Best for Your MTB
2. Inspect Your Brakes
Brakes are the most crucial safety feature of your mountain bike. You do not want to go biking downhill only to find that your brakes are not working, right? It can lead to a freaky accident and hurt you in the process.
For this reason, you must inspect your brakes before going on an adventure. To do this, you can take a test drive around your neighborhood. If you feel that the brakes are looser than usual, there is an air bubble trapped in the reservoir. You can remove this bubble by pumping the brakes a few times.
3. Inspect Your Bike’s Shifting
While test driving your mountain bike, running through each gear is essential. Make sure that none of the gears feel unusual when in use. If a gear feels off, you can fix this by tweaking the barrel adjuster on the shifter.
But if you are unsure how to adjust a barrel adjuster, it is better to ask a professional’s help. The reason is that randomly twisting the adjuster can make shifting worse.
In addition, you need to check your chain to see if it needs some lubrication. Such is especially imperative if your chain is skipping. (source)
Final Thoughts
What is the best affordable mountain bike? After extensive research and bike testing, we discovered that the Schwinn Bonafide Mountain Bike is the best budget-friendly bike money can buy. This mountain bike has a great set of components, making it durable in terms of quality and performance.
The Schwinn Bonafide’s sturdy aluminum frame, paired with a powerful suspension fork, provide cyclists with a comfortable ride no matter how hard or easy a trail condition is.
Moreover, the Ancheer Electric Mountain Bike and Mongoose Juneau are fantastic choices.
A good mountain bike must have good fitting and proper measurements. The Schwinn Bonafide provides these two things, so you can easily go on an adventure.
Looking for Some More Ways to Help Your Bike Last
- Regular maintenance will keep you pedaling for years. Read – DIY Mountain Bike Maintenance Schedule
- Everyone wants a new bike, find out when it’s time to buy with this article: Repair Old Bike or Buy New – Options
- DIY Mountain Bike Tune Up – A Complete guide to what to repair and how.

David Humphries is the creator of DIY Mountain Bike. For me a relaxing day involves riding my mountain bike to decompress after a long day. When not on my bike I can be found wrenching on it or making YouTube videos at π DIY Mountain Bike Read more about David HERE.
Sources
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- Hiland Mountain Bike for Woman. Amazon. Accessed June 30, 2022. https://www.amazon.com/Aluminum-Mountain-Lock-Out-Suspension-Bicycle/dp/B0948L4WTS?pd_rd_w=bygU1&content-id=amzn1.sym.bd5307ce-7a5d-4d8d-b230-892bb061ae28&pf_rd_p=bd5307ce-7a5d-4d8d-b230-892bb061ae28&pf_rd_r=80EGPGJPJSZ20T1CPNR0&pd_rd_wg=athbV&pd_rd_r=5bc4f24f-e253-4d25-a44f-4890a40a2b0e&ref_=sspa_dk_rhf_search_pt_sub_1&spLa=ZW5jcnlwdGVkUXVhbGlmaWVyPUFOTzVBUkpKUFoxSVEmZW5jcnlwdGVkSWQ9QTAwMzUxMDYzVlRNWTlWWlpTV0FTJmVuY3J5cHRlZEFkSWQ9QTAyMTk2NDMyOTNQREI5SjIyWUZGJndpZGdldE5hbWU9c3BfcmhmX3NlYXJjaF9wZXJzb25hbGl6ZWQmYWN0aW9uPWNsaWNrUmVkaXJlY3QmZG9Ob3RMb2dDbGljaz10cnVl&th=1&psc=1.
- Dynacraft Magna Front Shock Mountain Bike. Amazon. Accessed June 30, 2022. https://www.amazon.com/Dynacraft-Mountain-Wheels-Shiteres-Brakes/dp/B07PH3FG15/ref=sr_1_1?crid=27FSWIT2I3SR4&keywords=dynacraft+magna+echo+ridge&qid=1656645809&s=sporting-goods&sprefix=dynacraft+magna+echo+ri%2Csporting%2C733&sr=1-1.
- Eric McNamara. The Dummies Guide to Mountain Biking. Lulu Press, 2015. https://books.google.com.ph/books?id=ZF0QCwAAQBAJ&pg=PA1&dq=guide+for+buying+a+mountain+bike&hl=en&sa=X&ved=2ahUKEwjB6KX5jNf4AhW1tlYBHf_TBGEQ6AF6BAgFEAI#v=onepage&q=guide%20for%20buying%20a%20mountain%20bike&f=false.
- Mike Davis and Guy Andrews. Complete Mountain Bike Maintenance. China: A&C Black, 2014. https://books.google.com.ph/books?id=OsVdAwAAQBAJ&printsec=frontcover&dq=mountain+bike+maintenance&hl=en&sa=X&redir_esc=y#v=onepage&q=mountain%20bike%20maintenance&f=false.